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Dealers, Purchasing, Insurance, & Warranty Warranty claims what is covered and what is not? Also Insurance Vs Mods discussions.

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  # 1  
Old 20-05-08, 17:15
maxwell123455 maxwell123455 is offline
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Insurance

Everyones got some sort of insurance so i would like to know

What insurnace company are you with? and have you had any troubles or any good points about them?

I'll start, im with Rampdale insurance. They are not too bad have a call centre somewhere in the UK with properly english people who arent just reading from a book. Bad points, Renewal quotes could be lower and they complain the market changes so much that one week a got a quote last year of �500 then a week later is was �400!!! bit miffed at that.

Im looking at getting a new insurance quote but as usual the quotes range quiet stupidly and im still not happy with my cheapest quote of �450 (even though this is with the Rampdale who tried to requote me for �500 so went on the internet and now they only ask for �450!!!)
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  # 2  
Old 20-05-08, 17:23
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Tony660x Tony660x is offline
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I'm with Equity Red Star. Paying approx �200 ish for my new XT but my renewal for my first 04 XT last year was �115. Both fully comp.

So far I am happy with no complaints.
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Old 20-05-08, 18:30
Bear Bear is offline
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Im with Bennits �500 com insurance but if you have to change any thing on your policy they charge �25 admin! dont know if I will use them next year have to wait and see what they quote !
  # 4  
Old 20-05-08, 20:36
Fast Fattie
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I am same as Tony660x, with Equity Red Star, been with them for my last few insurances. Through a broker, Westhill Insurance Services. Who have always been very good, come renewal time, I just find the best quote I can, and so far, they have always matched it. Never had any other need to communicate with them between renewals, so cant comment on how they might handle any claim, or problems, and fingers crossed, it stays that for for a long time to come.
I pay �117 comprehensive with legal cover, I have 6 years NCB. That's on my 08 bike.
Works for me.
  # 5  
Old 21-05-08, 09:57
Chopper Chopper is offline
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also with equity red star via motorcycle direct, was with carol nash until a couple of weeks ago again using equity red star, somehow motorcycle direct managed to undercut them on my renewal by �80 but still with equity red start, no idea how but hey i aint complaining!

anyway i paid �360 fully comp on two bikes (harley and the XT) guaranteed value on the harley (12k), breakdown and protected no claims etc all included full no claims no convictions etc etc etc
  # 6  
Old 21-05-08, 15:04
johnno johnno is offline
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just renewed good deals at moment,C NASH �221,ESURE �212 then got NASH down to �202 ,ESURE then went to �181 back to NASH �161 FC 2 bikes got bored listerning to same questions paid up but i am happy 10 years n/c and old.
I always do verbal quotes and website then let them do the chasing
  # 7  
Old 06-06-08, 12:40
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meach meach is offline
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I am currently with bennetts too. This year i paid about �280 fully comp which i didn't think was too bad seeing as i had only just got my licence. The renewal is now �372 wtf!!!!. Done all the usual internet searches etc and best i can get is �214 from H&R and then legal cover free from thebikeinsurer.com. Looks like i'm going with them.
Isn't it stupid that quotes go up, the bike is worth less, i have 1 years NCB etc.
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  # 8  
Old 06-06-08, 12:57
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Tony660x Tony660x is offline
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Quote:
Originally Posted by meach View Post
I am currently with bennetts too. This year i paid about �280 fully comp which i didn't think was too bad seeing as i had only just got my licence. The renewal is now �372 wtf!!!!. Done all the usual internet searches etc and best i can get is �214 from H&R and then legal cover free from thebikeinsurer.com. Looks like i'm going with them.
Isn't it stupid that quotes go up, the bike is worth less, i have 1 years NCB etc.
�214 from H&R looks about right, Bennetts are robbing so and so! I agree it should of been lower with your existing supplier 1 clean year on.
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