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Dealers, Purchasing, Insurance, & Warranty Warranty claims what is covered and what is not? Also Insurance Vs Mods discussions.

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  # 1  
Old 29-05-10, 13:51
stumpydave stumpydave is offline
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Do mods and insurance mix?

I've just been browsing the for sale section, in particular the 700cc kit that kev has for sale.

I'd love something like this on my r and the only problem I foresee is the insurance.

I've read older posts on here regarding exhaust mods not costing anything extra on the policy, BUT,

my question is, has anybody got any recent experience/advice of dealing with insurance companies regarding mods of any description in particular engine/power mods?

Its no good to me if I mod my bike then cant afford to insure it
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  # 2  
Old 29-05-10, 16:30
weeksy weeksy is offline
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Some companies allow <5% performance increase without any question. Over that then they start to care. However i'm yet to see it affect insurance by more than �30 for an engine performance mod.

Ring them and say "if i do... "

See what their reply is.

Mine have been with Ebike and mods are effortless.
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Old 29-05-10, 16:33
dazmatic dazmatic is offline
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Exhaust, Air filter, no problem!

"Fuel injection module"... extra �50!

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  # 4  
Old 30-05-10, 00:33
stumpydave stumpydave is offline
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Quote:
Originally Posted by weeksy View Post

Ring them and say "if i do... "

See what their reply is.
Yeah I think this is the way to test the water without commiting myself.
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  # 5  
Old 30-05-10, 03:25
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Kev Kev is offline
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In Australia under the Queensland law act where I live, I am not allowed to modify my XT660X at all, it is a learner legal motor cycle. That means no exhausts no filters ETC.

As far as insurance goes I never told mine when I had the 700 kit on my bike, as it is impossible to tell that I had a 700 cylinder except for the custom made cam cover which one does not have to fit. These cylinders have no markings on them stating CC.


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Mods that I have done to my XTX's

My 04 XTX
Stage 1 & 2 DNA filters / Kev fuel mod / snorkel mod / Drilled air box mod / Engine breather mod / Fork Spacer mod / 15w fork oil /
[
My 07 XTX
Raptor 700 cylinder 102mm / Modified Crank Case to take a 105mm Raptor Cylinder / 11:1 102mm JE Raptor piston / Stage 1 Raptor Hot Cam / Ported head / Colder Spark Plug / +2mm Throttle body / DNA stage 1 & 2 filters / Modified Air Box / Snorkel removed / Worry Brothers stage 2 filter cover / 6mm & 8mm Bolts Replaced with Titanium Bolts / Recovered seat in Black / O2 Eliminator /

My 09 XTX
59HP at the rear wheel / Stage 2 Raptor Hot Cam / DNA stage 3 Air Box / Carbon Can Exhausts / Modified Exhaust Link Pipes / PCIII With Custom Fuel Map / Wideband Commander O2 Data logger / LCD100 Dyno Jet display & fuel adjuster / 2500 OHM HT lead instead of a 10K OHM XT lead / Extra Coolant Cooler / Protaper Fat Bars / Tail Tidy With LED Tail Light / OKE Protection Knobs / LED indicators / AIS blocked / Modified rear sprocket rubbers / Rear Foot Pegs removed / 09 ECU With 02 Sensor Changed To A 06 ECU / Complete wiring harnes Changed from 09 to 04 / Home made LED resistor flasher / Hole drilled in the fuel tank filler neck to allow quicker filling / Modified Bar End Weights / Progressive front fork springs, 15W fork oil, forks lowered 25mm, used XTR rear links lowering the rear 20mm, rear spring one click stiffer / Changed front & rear guards from blue to black / 47T rear sprocket / Speedo Healer V4.0 / Kev throttle cam mod / Throttle grip mod / The new 2010 O2 sensor mod is out, works a treat, The new 2012 O2 Controller is out, PM me for details

Now ride a 2018 MT09SP ABS + TCS

My KTM 990 SMR Mod book. http://www.ktmsmt.com/viewtopic.php?f=13&t=4946

  # 6  
Old 30-05-10, 08:23
n0ct0 n0ct0 is offline
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+1 for eBike. I've modded my GSX600F, FZ6, DRZ400SM and XT660Z. None of the mods have made any difference, even the go faster ones.
  # 7  
Old 30-05-10, 08:40
Gas_Up_Lets_Go Gas_Up_Lets_Go is offline
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I have found that insuring 'mods' doesn't effect the premium, but it does exclude lots of underwriters. So the reality is you may well end up paying more as you may have to use a more expensive underwriter.

That said, I asked for the definition of a 'performance modification' and the answer was less than complete.......
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