Hay you's are all getting it easy, live in Norn Iron, most car or bike insurance people either just will not insure you or will slap a big extra on top of your quote.

Most of the online sites ask all your info before saying they will not insure you cause you come from norn iron, which is a real pain in the ass, as they all say get 10% off your quote or cheaper online etc etc

Being only 20 (i know too young to have any common sense) seems to send most of the insurers wild but i calm them down with my 2 soon to be 3 years no claims bonus. But once they here i want an extension so i can ride my dads varadero 1000 (only really for when my bikes getting serviced, puncture etc) most either just say no or charge stupid amounts. (extension is because i cant afford fully comp, so gives me the opposion of riding any one else fully insured bike on 3rd party only insurance)

The only insurance company i find good for me is Rampdale insurance. They nearly always seemed to be the cheapest for me and my dad but you have to push them to get any money off your renewal quote.

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Plough on