I've just had a call from my Claim Handler at eBike to tell me that the other party are claiming that they think the liabilty is 70/30. What a load of ********! The independant witnesses and the police were both satisfied that I was totally blameless.

It turns out that the only solution they can offer is to get the other insurance company to inspect my bike. I can't see how that will help me. The real kicker is that they doubt this will be done before next year! The only advice they can offer is for me to keep all receipts so that I can claim for the additional travel costs. The 2 hours a day I don't get to spend with my kids is just my loss.

They want me to call back in 2 weeks to see how things are going.

What a bunch of w*nkers.