Cheers mate ,,,
Honestly I have no idea , it maybe because it will still have outstanding finance after they have paid me for the bike ,,,
I just got a letter telling me it was uneconomical to repair , they said the pre accident value of the bike was �4200 , they deducted the salvage value of the bike , sent me s cheque for the difference and said the bike will be returned to me on Monday , I rang the people up who have the bike and they said without the finance being paid off or a letter from the finance company they would not give me the salvage value of the bike so I have to have it back , so I now a garden ornament or boat anchor 😂😂😂😂