I've binned my Tenere on more than one occasion, gravel, rough tracks etc. It has no extra protection other than an OTR bash plate (which has served well!).
The engine doesn't ever get any damage, the side panels on the tank take all the damage, and yes they are marked but much cheaper to replace than engine bars. Maybe I just crash well.
The handle bars usually twist in the mounts (but better than breaking) which requires a bit of a reset.
Pride is the hardest thing to repair.........