Quote:
Originally Posted by
Bingoronnie
looking for a company that'll look kindly upon the fact that the Ten has Kev mods and DNA filters as well as an aftermarket can...
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Usually, they'll let you off a couple of bits, but once you start telling them about fuel modifications they get a little jittery.
I've nearly always had 2+ bikes, and for a long time I used multibike policies. However a few years ago I tried with some different combinations of multi-policies or multiple policies, the multibike ones usually came up cheaper.
BUT, with a bit of forward planning on multiple policies and the addition of no-claims bonus build up I found that over time the multibike became more expensive that multi policy option.
Today I run multiple policies and the multibike policies can't compete. The main reason is, different insurers offer different rates on different bikes. With multibike policies you are almost certainly subsidising one expensive policy with a cheaper one. With multiple policies you can opt for the two best (or cheapest if thats your aim) policies.
I also stagger my policies so they don't need paid at the same time.