No. At 20psi pressure water boils at about 112C, so temperatures between 95 and 102 would be classed as "hot", but acceptable for short periods, such as in stationary traffic etc. On the move the coolant temperature will normally be around the 85 to 90 mark (well mine is anyway); a little less in the winter and a touch higher in the summer.

The fan cuts in at 102C and switches off at 95C ( if I remember rightly). The warning light comes on at 110C AFAIK, which is a bit late and why a temp gauge is a handy early warning tool.

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