I've moved the post into the general area.
I'm going with the lead foot theory. Keep off the clutch when breaking, this will stop the wheel locking - unless you are so hard you stall the bike as well!!
You could check to see that all is well with the rear caliper, it's possible the brakes are binding, and locking on when you brake.
I'd also check your pressures, too hard and the tyres have no contact patch. But I really can't see this as the main cause of your problems.
The suspension settings are nothing to worry about, they certainly (on a stock bike) won't cause the problems you are describing, club foot or binding bakes is where my money goes.
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