I came within about 2m of hitting a big white horse on a dirt road (blind corner that I always go to fast around). The worst part was it was't till afterwards that I actually thought (mmmm I didn't even have time to touch the brakes). I can see why they say most people have accidents within 5 minutes of home.

By the way, don't horses look big (and unavoidable) when your aiming right into there mid section!