Hi...from a happy 2008 XTR owner....and Welcome!
You sound very similar to me. When I first purchased my bike, I wanted MM 2to1 Exhaust...for the same reasons, plus the exhaust going under the bike did look a bit weird to me , then.
2to2 Exhaust do work better...plus you may get a warm leg/ engine with the MM 2to1 !
Also, my main worry was all the talk about Surging. Well, don't worry, and the 2009 model onwards has no serious problems/ ...hardly noticeable..have a butchers at this link....but Kev IS WORKING ON A MOD for your ECU anyway! (Kev is from Brisbane too!)
http://www.xt660.com/showthread.php?t=8546
and fuel..you should get 100 miles before reserve.....